Remortgage Conveyancing

If you’re looking for a remortgage solicitor, contact Fan Harrhy Law today. We’re a Penarth-based firm specialising in conveyancing and property law, so you can trust our legal experts to provide the support you need.

We have years of experience in this area, so whatever your reason for wanting to remortgage, the team here at Fan Harrhy Law can deal with the legal work. We’ll take all of your requirements into account and tailor our remortgage conveyancing service accordingly.

As a company, we hold professional indemnity insurance.

Remortgage Advice from Legal Professionals

There are many different reasons why you might want to remortgage. Perhaps you’re coming to the end of your current deal and want to jump ship before the lender moves you onto their standard variable rate. Or maybe you’ve come across a great deal and resolved to switch right away, even if it means incurring an early repayment charge.

Here at Fan Harrhy Law, we get to know our clients so that we can provide the best possible service every time. Understanding your circumstances and your reasons for seeking a remortgage helps us to tailor our legal advice to the situation at hand. And if you do choose Fan Harrhy Law to manage your transition from one mortgage deal to another, you can count on us to handle everything in an efficient, professional manner.

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Frequently Asked Questions

Remortgaging FAQ

What does ‘remortgaging’ mean?
Remortgaging simply means switching from one mortgage deal to another. If you’re sticking with the same lender, this is a fairly straightforward process – but if you’re transferring your mortgage to a different lender, you will need a solicitor to take care of the legal side.

Why remortgage?
Here are some of the most common reasons for remortgaging:
- Your current mortgage deal is ending soon and you want to find a new deal instead of moving onto your lender’s standard variable rate.
- You want to switch to a different deal that offers greater flexibility, a more favourable rate, etc.
- The value of your home has significantly increased and you want to take advantage of this by switching to a lower-interest mortgage deal that’s based on the property’s current value.
- You want to pay off a large chunk of your mortgage, but your current lender limits how much you can overpay by.
- You want to borrow some extra money.

Can I remortgage whenever I like?
In theory yes, but if you remortgage before reaching the end of your current deal, there may be an early repayment charge. That said, if you’re switching to a much better rate, it may be worth the cost!

Do I need a remortgage solicitor?
Changing mortgage providers is a legal process that must be handled by a legal professional, so if you are planning to switch, you will need to engage the services of a firm like Fan Harrhy Law that specialises in property conveyancing. Your solicitor will then carry out the necessary checks and take care of all the paperwork so that your remortgage can go ahead.

Remortgage Conveyancing Specialists

Get in touch with Fan Harrhy Law today to discuss your remortgaging plans with one of our experienced solicitors. We are based in Penarth, but we’re happy to take on clients from across South Wales and beyond.